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Business insurance for employees using own vehicles for work

Robin

I am after some help, we currently ask all our employees to sign a form confirming that they have business insurance included in their car insurance policy if they are going to be doing any driving for work reasons. Is this enough to protect us from any possible insurance claims against the business should they be in an accident and injure someone as they have given written confirmation that that have this, or should we be asking for proof that they have business insurance on their insurance policy?

Parents
  • I am not sure if either will protect you against claims ( your question) if you are found to be negligent or at fault. ( ie staff working excessive hours etc).

    If staff are driving on company business you probably should carry out more checks ( lots of guidance on grey fleets) and certainly check licences , actual insurance documents etc.
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  • I am not sure if either will protect you against claims ( your question) if you are found to be negligent or at fault. ( ie staff working excessive hours etc).

    If staff are driving on company business you probably should carry out more checks ( lots of guidance on grey fleets) and certainly check licences , actual insurance documents etc.
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