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Health insurance policy - employees in Dubai

Emma

Hi Everyone,

We provide health insurance for our employees in Dubai along with their dependants. We do not have a policy in place but would like to have one as our numbers are continuing to grew.

I would like to know what other employers are doing in terms of the following:

  • Limiting the no. of Dependents that can be added to the policy
  • Do you cover all of the dependents premium or if over a certain amount do you ask for contributions?

If anyone has a policy they wouldn't mind sharing that would be fantastic too.

Thank you very much

Kind regards

Emma

Parents
  • Hi Emma,
    As the 3 businesses i have worked for in the UAE have had branches in Abu Dhabi and Dubai we have always offered dependent health cover as per the AD requirement
    "In the emirate of Abu Dhabi, employers and sponsors are responsible for the providing health insurance coverage for their employees and their families (1 spouse and 3 children under 18 years).

    In the emirate of Dubai, employers are required to provide health insurance coverage for their employees. Sponsors are required to get insurance cover for their resident dependents."
    u.ae/.../getting-a-health-insurance

    In other regions where dependent cover is not required we have offered employees the choice to add dependents to the company scheme and deduct at cost from salary.

    Hope that helps
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  • Hi Emma,
    As the 3 businesses i have worked for in the UAE have had branches in Abu Dhabi and Dubai we have always offered dependent health cover as per the AD requirement
    "In the emirate of Abu Dhabi, employers and sponsors are responsible for the providing health insurance coverage for their employees and their families (1 spouse and 3 children under 18 years).

    In the emirate of Dubai, employers are required to provide health insurance coverage for their employees. Sponsors are required to get insurance cover for their resident dependents."
    u.ae/.../getting-a-health-insurance

    In other regions where dependent cover is not required we have offered employees the choice to add dependents to the company scheme and deduct at cost from salary.

    Hope that helps
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